Question 1

How much does it cost to hire Insider Accident Lawyers?

Accepted Answer

We work on a contingency fee basis, which means you pay nothing upfront and nothing unless we win your case. Our fee is a percentage of the settlement or verdict we recover for you. If we don't recover compensation, you owe us nothing. This arrangement ensures everyone has access to top-tier legal representation regardless of their financial situation.

Question 2

What is a contingency fee?

Accepted Answer

A contingency fee is a payment arrangement where your attorney's fee is contingent upon winning your case. Instead of billing by the hour, we take a percentage of the final settlement or court award. This means we only get paid when you get paid — aligning our interests with yours. We're motivated to maximize your recovery.

Question 3

How long does a personal injury case take?

Accepted Answer

The timeline varies depending on the complexity of the case. Some straightforward cases settle within a few months, while more complex cases involving serious injuries, disputed liability, or litigation can take a year or more. We move as quickly as possible while ensuring we secure the maximum compensation. We keep you informed at every stage.

Question 4

What should I do immediately after an accident?

Accepted Answer

First, seek medical attention immediately — even if you feel fine, some injuries don't show symptoms right away. Second, call the police and file a report. Third, take photos of the scene, your injuries, and vehicle damage. Fourth, get contact information from witnesses. Fifth, do NOT speak to the insurance company or accept any settlement before consulting an attorney. Call us at (213) 371-5315 for a free case review.

Question 5

Should I talk to the insurance company?

Accepted Answer

Do NOT give a recorded statement or accept any settlement offer from the insurance company before speaking with an attorney. Insurance adjusters are trained to minimize payouts — they may use your own words against you to reduce or deny your claim. As former insurance defense attorneys, we know exactly what they're looking for and can handle all communications on your behalf.

Question 6

How much is my case worth?

Accepted Answer

Every case is unique, but compensation typically includes medical expenses (current and future), lost wages, property damage, pain and suffering, emotional distress, and in some cases, punitive damages. Our experience as former insurance defense attorneys means we know exactly how insurance companies calculate claim values — and how to force them to pay what your case is truly worth. Use our free Claims Evaluator for a preliminary estimate.

Question 7

What if I was partially at fault?

Accepted Answer

California follows a 'comparative negligence' rule, meaning you can still recover compensation even if you were partially at fault for the accident. Your recovery is reduced by your percentage of fault. For example, if you were 20% at fault and your damages are $100,000, you would recover $80,000. Insurance companies often try to inflate your share of fault to reduce payouts — we know this tactic and fight to minimize your attributed fault.

Question 8

How long do I have to file a personal injury claim?

Accepted Answer

In California, the statute of limitations for personal injury claims is generally two years from the date of the accident. For claims against government entities, you may have as few as six months to file a claim. It's critical to contact an attorney as soon as possible — evidence disappears, witnesses forget, and deadlines can be missed. Call us today to protect your rights.

Question 9

What if I didn't go to the hospital right away?

Accepted Answer

It's common for accident victims to not feel injured immediately due to adrenaline and shock. However, you should seek medical attention as soon as you notice any symptoms. Delaying medical treatment can hurt your case because the insurance company may argue your injuries weren't caused by the accident. Document all symptoms and seek treatment promptly.

Question 10

Can I still recover compensation if I was uninsured?

Accepted Answer

Yes, you can still pursue a personal injury claim even if you were uninsured. Your insurance status doesn't affect your right to seek compensation from the at-fault party. However, having insurance can affect certain aspects of your claim. Call us for a free consultation to discuss your specific situation.

Question 11

What if the other driver was uninsured or underinsured?

Accepted Answer

If the at-fault driver was uninsured or underinsured, you may still recover compensation through your own uninsured/underinsured motorist (UM/UIM) coverage. Many people don't know they have this coverage. We review all available insurance policies — yours, the other driver's, and any applicable third-party policies — to identify every source of compensation.

Question 12

Why should I choose Insider Accident Lawyers?

Accepted Answer

Our founding attorneys previously worked as insurance defense attorneys — they know exactly how insurance companies evaluate, defend, and settle claims. This insider knowledge allows us to anticipate the insurance company's strategies and counter them effectively. We've recovered over $100 million for our clients and have a 99% winning rate. We don't bluff, we don't settle for lowballs, and we don't back down.

Question 13

What makes 'Insider' different from other law firms?

Accepted Answer

Most personal injury firms promise to 'fight' for you. But fighting blindly isn't enough against multi-billion dollar insurance corporations. We know their hidden playbook — the formulas they use to value claims, the tactics they use to delay, and the strategies they use to deny. Because we used to sit on their side of the table, we know exactly what they're hiding and how to force them to pay top dollar.

Frequently Asked Questions

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